Your home is one of the most valuable assets you have, both financially and physically. Let Pinski Consulting help you protect it by finding you the best rates on homeowners insurance. I’m your best choice for individualized service in Ohio, Kentucky, Indiana, and West Virginia.
Being picky about home insurance is a good thing! Because your home is so important, you need to make sure that your house insurance policy protects your entire home from many different unexpected incidents, so you’re covered no matter what happens. I’ll help you search top-rated companies to find the best rates on exactly what you need.
Understanding home insurance can be difficult because there’s so much that goes into it. When you have to consider coverage, rates, updates, building codes, and more, it can all get confusing. Rely on Pinski Consulting to guide you through home insurance plans at your pace, so you understand exactly what you’re paying for.
Q: Why is my home insurance going up when I have no claims?
A: There can be many factors involving a rate increase for the home without a claim. Cost of material to rebuild is one of them. Another factor could be damaging storms that have hit a particular zip code. Once insurance companies start paying out money in a certain area, rates can start to go up. Reach out to me and I can compare rates.
Q: Can I still get insurance if I own a dog on the Restricted Dog list.
A: You can still get homeowners insurance, but you will have to fill out an Animal Exclusion form. Most insurance companies will ask for this form if you own an Akita, German Shepard, Rottweiler, Chow, Pit bull, Strafford Terrier, Doberman, Prese Canario, and all Wolf breeds. Each company is different so there may be more depending on the company.
Q: How do I switch home insurance when it is tied into my mortgage?
A: Switching home insurance is easier than auto insurance. Most home insurances are built into the escrow account of a mortgage. The new insurance company will send a bill to the mortgage company asking for full payment. The only thing that will change is your mortgage payment will go down if your new home insurance is lower than your old.
Get homeowners insurance that you can afford by partnering with Pinski Consulting today. Whether you’re a new homeowner looking for a brand-new insurance plan or a seasoned homeowner searching for cheaper rates, I’ll make sure you find the best home insurance plan across our partners. Call me today to set up your first appointment.